About the agency

About First Community Insurance & Financial Services

Michael Cuevas is an independent insurance and financial advisor based in Pembroke Pines, Florida. He has held his license for 36 years and carries the ChFC and CLU designations, and he works for his clients, not for any carrier.

Call 561-234-8810

Michael founded First Community Insurance & Financial Services to give Broward County residents the kind of advice that carrier-captive agents cannot provide: a genuine comparison across companies, based entirely on your situation.

He is not paid more for recommending one carrier over another. His job is to find the plan that fits your doctors, your prescriptions, and your budget, and then stay available after you enroll.

About Michael Cuevas

Independent advisor, ChFC and CLU, 36 years licensed, based in Pembroke Pines.

Michael Cuevas

Owner & Independent Insurance and Financial Advisor

Michael Cuevas founded First Community Insurance & Financial Services to deliver the kind of independent, objective guidance that carrier-captive agents cannot offer. He holds no exclusive arrangement with any company, which means his first obligation is to the person across from him.

He has held his license for 36 years and carries the ChFC (Chartered Financial Consultant) and CLU (Chartered Life Underwriter) designations, both earned credentials with ongoing education and ethics requirements beyond the base license.

Michael is based in Pembroke Pines and meets clients throughout Broward County by appointment. He checks your doctors against every plan before recommending one, and he stays available long after enrollment.

What working with Michael looks like

Independent Guidance That Starts With Your Doctors

Choosing a Medicare plan or a life insurance policy is easier when someone has already run the comparison for you.

Michael starts every Medicare review the same way: he asks for your doctors and your prescriptions before he pulls up a single plan. A plan that does not cover the specialist you have been seeing for years is not a good plan, no matter how low the premium is.

Because he is independent, he can compare options from multiple insurance companies rather than being limited to one carrier's lineup.

His relationship with clients does not end at enrollment. Questions about a bill, a denied claim, or a renewal window all get a real answer from a real person who knows your file.

Based in Pembroke Pines

Michael lives and works in Pembroke Pines and meets clients throughout Broward County by appointment. He serves residents from Deerfield Beach to Miramar, and is also licensed in New York, New Jersey, Colorado, California and Massachusetts for clients who spend time in multiple states.

When you work with Michael, you can expect

Why First Community Insurance & Financial Services?

Doctor-first comparison

Michael checks your doctors and prescriptions against every plan before recommending one.

Independent advice

He compares options from multiple carriers, not just one company's lineup.

36 years licensed

ChFC and CLU designations. He has seen most situations and most objections before.

Available after enrollment

Questions about a bill, a claim, or a renewal window get a real answer.

Local, personal service

Based in Pembroke Pines. Meets clients in Broward County by appointment.

Broward County and Beyond

Michael primarily serves residents throughout Pembroke Pines, Hollywood, Fort Lauderdale, Miramar, Coral Springs, Davie, Plantation, Sunrise, Weston, and Deerfield Beach.

He is also licensed in New York, New Jersey, Colorado, California and Massachusetts, which allows him to help clients whose insurance needs follow them when they travel or spend part of the year in another state.

Licensed in

FLNYNJCOCAMA

Let's Find the Right Coverage for You

Whether you are preparing for Medicare, reviewing a current plan, or planning ahead with life insurance or annuities, Michael compares your options and explains the tradeoffs so you can make a confident decision.

Call 561-234-8810